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In the case of a bankruptcy, the OR or IP (known as the trustee) realises (sells) any assets (except any reasonable domestic items and items needed for the bankrupt’s job).In the case of a compulsory liquidation, an OR or IP (known as the liquidator) will take control of the company and realise (sell) the company’s assets.The early stages of a bankruptcy or liquidation are normally handled by an official receiver (OR).ORs work for the Insolvency Service and are attached to the court.The money raised by selling the assets or recovering monies owed to the individual or the company is divided between the creditors in a strict order of priority after the cost of the bankruptcy or liquidation (winding-up) have been paid.An insolvency practitioner (IP) may be appointed later to deal with the assets.IPs are usually accountants or solicitors who are authorised to deal with insolvency cases through the Insolvency Act [email protected]{font-family:'q-icons';src:url(//;src:url(// format('woff2'),url(// format('woff'),url(// format('truetype'),url(// format('svg');font-weight:normal;font-style:normal}@font-face{font-family:'q_serif';src:url(//;src:url('/static/fonts/q_serif/q_serif_regular.eot? #iefix') format('embedded-opentype'),url(// format('woff2'),url(// format('woff'),url(// format('truetype');font-weight:400;font-style:normal}@font-face{font-family:'q_serif';src:url(//;src:url('/static/fonts/q_serif/q_serif_regular_italic.eot? #iefix') format('embedded-opentype'),url(// format('woff2'),url(// format('woff'),url(// format('truetype');font-weight:400;font-style:italic}@font-face{font-family:'q_serif';src:url(//;src:url('/static/fonts/q_serif/q_serif_semibold.eot? #iefix') format('embedded-opentype'),url(// format('woff2'),url(// format('woff'),url(// format('truetype');font-weight:bold;font-style:normal}@font-face{font-family:'q_serif';src:url(//;src:url('/static/fonts/q_serif/q_serif_semibold_italic.eot? #iefix') format('embedded-opentype'),url(// format('woff2'),url(// format('woff'),url(// format('truetype');font-weight:bold;font-style:italic}@font-face{font-family:'q_sans';src:url(//;src:url('/static/fonts/q_sans/q_sans_regular.eot? #iefix') format('embedded-opentype'),url(// format('woff2'),url(// format('woff'),url(// format('truetype');font-weight:400;font-style:normal}@font-face{font-family:'q_sans';src:url(//;src:url('/static/fonts/q_sans/q_sans_medium.eot?

This guidance describes how you make the claim when an individual has gone bankrupt or a company has gone into compulsory liquidation.If the insolvent person is not in bankruptcy proceedings, you can apply to bankrupt them to try to get your money back.To try to get money back from an insolvent company that is not in liquidation, you can apply to wind the company up.If the person or company has no assets you will not get your money back.You have various options to try to get your money back, depending on the situation.

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